Swapfiets vs Lime: which is cheaper for cycling in London?

Swapfiets vs Lime: which is cheaper for cycling in London?

Swapfiets vs Lime: which is cheaper for cycling in London?

Swapfiets vs Lime: which is cheaper for cycling in London?

Swapfiets vs Lime: which is cheaper for cycling in London?

Lime is great for the journey you didn’t plan. But if you ride the same route every day, per-minute pricing works against you. With Swapfiets you get your own bike, unlimited repairs and a fixed monthly price, no meter running. Spoiler alert 👀 On a 15-minute commute each way, Swapfiets is cheaper from around 2 riding days a month.

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280.000+ Swapfiets members

280.000+ Swapfiets members

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Why choose Swapfiets over Lime?

Ride with Lime

  • £1 unlock fee + 31p per minute, every trip

  • Rush hour is a gamble: bikes go fast, and missing one when you’re pressed for time can mean a stressful 15-minute walk instead.

  • Often rideable, but frequently in poor repair, worn brakes, tyres or gears make for a rough and sometimes unsafe ride.

  • Paying by the minute pushes you to rush, and even jump red lights, to save money. With Swapfiets you get unlimited minutes, so there’s no meter to beat.

Subscribe to Swapfiets

  • Fixed monthly price

  • Repairs included, unlimited

  • Your own bike, right where you left it

  • Cancel any time with a month’s notice

Cost comparison: Lime vs Swapfiets

Lime raised its London per-minute rate from 29p to 31p, and its 30-minute bundle from £3.99 to £4.49. That means a standard 20-minute pay-as-you-go journey that used to cost £5.80 now costs £6.20.

£6.20 for one 20-minute trip. Do that twice a day and you’ve spent £12.40 before lunch.

A “riding day” below means two trips, there and back.

Riding days per month

Swapfiets (from £16.90p/m)

Lime PAYG (£6.20 per 20-min trip, 2 trips/day)

1 day

£16.90

£12.40

2 days

£16.90

£24.80

3 days

£16.90

£37.20

5 days

£16.90

£62.00

10 days

£16.90

£124.00

20 days (a normal commute)

£16.90

£248.00

Lime pricing as reported in March 2026; rates vary by city, time and demand, and are shown in the Lime app before each ride. Check current rates before relying on these figures.

But what about LimePrime?

Credit where it’s due: LimePrime materially changes the maths, and any comparison that ignores it isn’t being straight with you.

LimePrime in London costs £6.99 per month, with rides priced at £1.70 for up to 20 minutes. That’s below a single bus fare of £1.75 and a Tube fare starting at £2.20, plus free unlocks and 30-minute reservations.

So the real comparison for a London commuter is this:

Riding days per month

Swapfiets (£16.90 p/m)

LimePrime (£6.99/m + £1.70 × 2 trips)

5 days

£16.90

£23.99

10 days

£16.90

£40.99

20 days (a normal commute)

£16.90

£74.99

Even on Lime’s best subscription pricing, a full commuting month runs to roughly £75; because you’re still paying per trip on top of the membership. And the £1.70 flat rate only holds for 20 minutes; after that you’re back on a per-minute rate, discounted but still ticking.

That’s the structural difference. With LimePrime, more riding costs more. With Swapfiets, more riding costs nothing extra.

Convenience: the part that isn’t in the price

  • Availability. Your Swapfiets is where you left it. A Lime is where someone else left it, possibly a seven-minute walk away, on 12% battery.

  • Parking. This one’s getting sharper in London. Westminster has begun issuing £100 fines to operators for bikes left blocking pavements, and boroughs including Hackney have introduced tighter parking rules and fare caps, while Hounslow ended its Lime trial entirely. Your own bike goes in a rack and stays there.

  • Maintenance. Nobody services a Lime for you, but nobody services your own bought bike either. With Swapfiets, repairs are included and unlimited: if we can’t fix it in 10 minutes, we swap it.

  • Theft. London bike theft is a genuine deterrent to ownership. Swapfiets includes basic theft coverage.

  • Carrying things. A front rack you can load beats a shared basket you have to find first.

Electric: Lime e-bikes vs a Swapfiets e-Bike

Every Lime bike is electric, so this is the fairest head-to-head.

Swapfiets offers monthly bike rental in London. You can choose between the Power 1 and Power 7 e-Bikes on a flat monthly fee from £54.90. Ride 20 days a month and the per-day cost falls to pocket change; ride 20 days on Lime, even with LimePrime, and you’re near £75.

Two more things worth weighing:

  • Cyclescheme. Swapfiets e-Bikes are available through Cyclescheme, which can cut the effective monthly cost significantly if your employer participates. Lime has no equivalent.

  • It’s yours. Same battery, same fit, same saddle height, charged at home. No hunting for one with enough charge to reach the office.

So which should you pick?

Choose Lime if you ride occasionally, unpredictably, one-way, or you’re visiting. If you ride two or three times a month, LimePrime is a genuinely good deal and we’d rather say so than pretend otherwise.

Choose Swapfiets if you ride most weeks, want the same bike every time, and would rather pay one predictable amount than watch a meter, and if you have somewhere to keep a bike.

Why choose Swapfiets over Lime?

Ride with Lime

  • £1 unlock fee + 31p per minute, every trip

  • Rush hour is a gamble: bikes go fast, and missing one when you’re pressed for time can mean a stressful 15-minute walk instead.

  • Often rideable, but frequently in poor repair, worn brakes, tyres or gears make for a rough and sometimes unsafe ride.

  • Paying by the minute pushes you to rush, and even jump red lights, to save money. With Swapfiets you get unlimited minutes, so there’s no meter to beat.

Subscribe to Swapfiets

  • Fixed monthly price

  • Repairs included, unlimited

  • Your own bike, right where you left it

  • Cancel any time with a month’s notice

Cost comparison: Lime vs Swapfiets

Lime raised its London per-minute rate from 29p to 31p, and its 30-minute bundle from £3.99 to £4.49. That means a standard 20-minute pay-as-you-go journey that used to cost £5.80 now costs £6.20.

£6.20 for one 20-minute trip. Do that twice a day and you’ve spent £12.40 before lunch.

A “riding day” below means two trips, there and back.

Riding days per month

Swapfiets (from £16.90p/m)

Lime PAYG (£6.20 per 20-min trip, 2 trips/day)

1 day

£16.90

£12.40

2 days

£16.90

£24.80

3 days

£16.90

£37.20

5 days

£16.90

£62.00

10 days

£16.90

£124.00

20 days (a normal commute)

£16.90

£248.00

Lime pricing as reported in March 2026; rates vary by city, time and demand, and are shown in the Lime app before each ride. Check current rates before relying on these figures.

But what about LimePrime?

Credit where it’s due: LimePrime materially changes the maths, and any comparison that ignores it isn’t being straight with you.

LimePrime in London costs £6.99 per month, with rides priced at £1.70 for up to 20 minutes. That’s below a single bus fare of £1.75 and a Tube fare starting at £2.20, plus free unlocks and 30-minute reservations.

So the real comparison for a London commuter is this:

Riding days per month

Swapfiets (£16.90 p/m)

LimePrime (£6.99/m + £1.70 × 2 trips)

5 days

£16.90

£23.99

10 days

£16.90

£40.99

20 days (a normal commute)

£16.90

£74.99

Even on Lime’s best subscription pricing, a full commuting month runs to roughly £75; because you’re still paying per trip on top of the membership. And the £1.70 flat rate only holds for 20 minutes; after that you’re back on a per-minute rate, discounted but still ticking.

That’s the structural difference. With LimePrime, more riding costs more. With Swapfiets, more riding costs nothing extra.

Convenience: the part that isn’t in the price

  • Availability. Your Swapfiets is where you left it. A Lime is where someone else left it, possibly a seven-minute walk away, on 12% battery.

  • Parking. This one’s getting sharper in London. Westminster has begun issuing £100 fines to operators for bikes left blocking pavements, and boroughs including Hackney have introduced tighter parking rules and fare caps, while Hounslow ended its Lime trial entirely. Your own bike goes in a rack and stays there.

  • Maintenance. Nobody services a Lime for you, but nobody services your own bought bike either. With Swapfiets, repairs are included and unlimited: if we can’t fix it in 10 minutes, we swap it.

  • Theft. London bike theft is a genuine deterrent to ownership. Swapfiets includes basic theft coverage.

  • Carrying things. A front rack you can load beats a shared basket you have to find first.

Electric: Lime e-bikes vs a Swapfiets e-Bike

Every Lime bike is electric, so this is the fairest head-to-head.

Swapfiets offers monthly bike rental in London. You can choose between the Power 1 and Power 7 e-Bikes on a flat monthly fee from £54.90. Ride 20 days a month and the per-day cost falls to pocket change; ride 20 days on Lime, even with LimePrime, and you’re near £75.

Two more things worth weighing:

  • Cyclescheme. Swapfiets e-Bikes are available through Cyclescheme, which can cut the effective monthly cost significantly if your employer participates. Lime has no equivalent.

  • It’s yours. Same battery, same fit, same saddle height, charged at home. No hunting for one with enough charge to reach the office.

So which should you pick?

Choose Lime if you ride occasionally, unpredictably, one-way, or you’re visiting. If you ride two or three times a month, LimePrime is a genuinely good deal and we’d rather say so than pretend otherwise.

Choose Swapfiets if you ride most weeks, want the same bike every time, and would rather pay one predictable amount than watch a meter, and if you have somewhere to keep a bike.

Become a member

Join the ride - Become part of our journey today.

Become a member

Join the ride - Become part of our journey today.

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Pickup or delivery in your city

Trusted by 280.000+ members

Our great Dutch-quality bikes

Our great Dutch-quality bikes

Looking for maximum flexibility? Explore our e-bike subscriptions with maintenance and repairs included.

Looking for maximum flexibility? Explore our e-bike subscriptions with maintenance and repairs included.

Looking for maximum flexibility? Explore our e-bike subscriptions with maintenance and repairs included.

Original

Classic city bike

Classic and durable bike for all your daily rides.

From

£16.90 per month

More details

Deluxe 7

Sleek city bike

Sleek city bike with 7 gears for comfortable rides.

From

£17.90 per month

More details

Power 1

Easy e-Bike

Intuitive and simple e-Bike, for fast and easy rides.

From

£54.90 per month

More details

Power 7

Powerful e-Bike

More performance, comfort, and stability for any distance.

From

£59.90 per month

More details

Power Plus

Premium e-Bike

Big on power, light on effort & built to carry more.

From

£64.90 per month

More details

Original

Classic city bike

Classic and durable bike for all your daily rides.

From

£16.90 per month

More details

Deluxe 7

Sleek city bike

Sleek city bike with 7 gears for comfortable rides.

From

£17.90 per month

More details

Power 1

Easy e-Bike

Intuitive and simple e-Bike, for fast and easy rides.

From

£54.90 per month

More details

Power 7

Powerful e-Bike

More performance, comfort, and stability for any distance.

From

£59.90 per month

More details

Power Plus

Premium e-Bike

Big on power, light on effort & built to carry more.

From

£64.90 per month

More details

Students get £1 off per month on the Original and Deluxe, and £5 off the Power 1.

Bike sharing vs bike subscription: FAQs

Bike sharing vs bike subscription: FAQs

What is Swapfiets?

Swapfiets is the world’s first ‘bicycle as a service’ company. Founded 2014 in the Netherlands, the scale-up quickly developed being one of the leading micro mobility providers in Europe with 270.000 members in the Netherlands, Germany, Belgium, Denmark, France, Spain, Austria and UK.

The concept of Swapfiets is quite simple: For a monthly subscription fee, Swapfiets members receive a fully functional bicycle or e-mobility solution for their own use. If needed, a repair service is available within 48 hours to repair or directly swap the two-wheeler at no additional cost.

How much does a Lime bike cost in London?

Lime charges an unlock fee plus a per-minute rate. Its London per-minute rate rose to 31p, and a 20-minute pay-as-you-go ride now costs £6.20. LimePrime, at £6.99 a month, brings that down to a flat £1.70 for rides of up to 20 minutes. Rates vary by city and demand.

When does Swapfiets become cheaper than Lime?

Against pay-as-you-go, almost immediately, a couple of riding days a month. Against LimePrime, the crossover comes later but still well inside a normal commuting pattern. If you cycle to work five days a week, the subscription wins comfortably.

Is Lime cheaper for short trips?

Yes, and that's what it's designed for. For a one-off ride across town, Lime will nearly always cost less than a month's subscription. The comparison only turns when riding becomes a habit.

What happens when I'm done with my membership?

To cancel your membership simply follow the instructions and steps in the Swapfiets app. All of our memberships include a one-month notice period. If you’re on a loyal membership, you can cancel after 6 months. Once you bring back the bike we'll give it a quick tune-up and send it on its way to serve another member.

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Stay updated

Sign up for our emails to receive the latest updates on services, products and discounts. You’ll also get a £15 voucher for your Swapfiets subscription.

Mastercard logo
AMEX logo
Stay updated

Sign up for our emails to receive the latest updates on services, products and discounts. You’ll also get a £15 voucher for your Swapfiets subscription.

Mastercard logo
AMEX logo